Matt: When people have accumulated too much debt compared to income. If it's just a matter of a person being one or two months behind on their payments - and that person can simply send in their payment – they don't need ReallyGreatRate. When people get behind on their payments and they don't see a way to fully meet all their requirements, however, we can provide a solution.
Would These Be Individuals Who Are Considering Bankruptcy?That's just it. They may be considering bankruptcy. And that could be the best option. One we can assist with, in fact. But we're here to show customers that there are other options they may not have considered. In part because they were not aware of them. They're options that are much more forgiving and less drastic than bankruptcy. Often, they can result in a much more manageable payment circumstance – one that best fits the individual's particular situation.
You Mean Like Debt Settlement?Debt Settlement IS one of the main options to be considered. But it's not the only option.
What Are The Others?CCCS, for one. That's Consumer Credit Counseling Service (CCCS). CCCS helps clients get their interest rate lowered. Consumer Credit Counselors can also often help our customers obtain relief from harassing phone calls from debt collectors. Relief from those calls is a big weight lifted from the shoulders of many of our customers.
How Exactly Do You, At ReallyGreatRate, Deal With Your Customer's Creditors?Remember, Carole: WE'RE not the Debt Settlement company or CCCS. We CONNECT the consumer, who comes to us first, with the appropriate CCCS, Debt Settlement Firm, or other Debt Relief mechanism. That's why it's to the consumer's advantage to see us first.
A consumer who goes straight to a debt settlement firm, CCCS, or bankruptcy lawyer is only going to be offered that specialist's type of relief.
When a person saddled with ever-increasing debt receives a free consultation from ReallyGreatRate, we help determine the most appropriate action for that individual to take.
Various options are considered and we contact those companies who would be the "right fit" for our customer - Debt Settlement, CCCS, and so on.
There's never any obligation for our customer to use that specialist. But we do our best to connect the customer who contacts us with the very best form of Debt Relief for that customer's specific circumstance.
We're able to make sure it can in fact end up working out best for our customer in the long run. That's because we consider various options. Not just a single type of debt relief.
ReallyGreatRate has always been involved in financial services. As such, we've been involved in Debt Relief services from square one.
More recently, consumers looking for a greater variety of debt relief options as well as businesses who knew our reputation for ethical standards and efficient service approached us.
Now we're able to provide people in the unfortunate, often scary circumstance of seemingly insurmountable debt the answers they need.
Whether the answer turns out to be Debt Settlement, CCCS, Debt Consolidation, or some other option, it's the right answer for that customer.
That's a service we're proud to offer.