Mortgage Loan Checklist

Before you apply, it's a good idea to gather personal, financial, and property information. When you are ready to apply, help us with the processor mortage checklist by providing the following application and property information:

Application information (for all applicants)

  • Home address(es) for the previous two years
  • Your Social Security number(s)
  • Employment information for the previous two years including employer name, address and phone number
  • Income information including salary, overtime, bonuses, commissions, dividends, interest, retirement and any other source of ongoing income
  • Liquid assets including bank name, account type, balance, and source of down payment
  • Other assets including the value of bonds, stocks, life insurance, retirement funds, jewelry, automobiles, etc.
  • Liabilities including creditor names and outstanding balances for all debts including notes payable, 401(k) loans, life insurance loans, stock pledges, alimony, child support, co-sign loans, credit union loans, and other liabilities
  • Real estate owned including property address, market value, outstanding liens, rental income, mortgage payments, taxes, insurance and maintenance dues

Property information

  • Purchase contract
  • Planned Unit Development (PUD), condominium or co-op
    • Name of development or project
    • Phone number of the homeowner's association (if available)
  • New construction:
    • Year land or lot was acquired
    • Original cost of land/lot
    • Amount of liens
    • Estimated cost of construction
  • Refinance loans:
    • Year property was acquired
    • Original cost of the home
    • Cost of improvements
    • Amount of liens
    • Description of improvements